No matter what your financial goals, achieving them requires preparation. My experience helps me work with individuals and families, helping them to clarify their current financial situation, determine where they would like to be in their future and help realize their life goals. …I specialize in the following areas: Retirement Income Planning, Retirement Accumulation, Savings Strategies, Life Insurance, Investments, Long Term Care, Estate Strategies and Special Needs trusts. …I am married to Karen and we have 3 adult children and 3 grandchildren and I am a member of St. Paul Lutheran Church. I have a BS in Marketing and Real Estate from Indiana Univ. in Bloomington, IN. I enjoy traveling, gourmet cooking, volunteering and gardening.