Fee Based Investment Management Advice & Comprehensive Financial Planning
There are 3 distinct ways to work with Eric:
1. Transactional relationship: You have a desire to begin investing or to secure adequate and appropriate life, disability, or long-term care insurance, Eric will educate and guide you to make an informed decision that is in your best interest to achieve what you are seeking. Annual reviews will occur in the same month each year to ensure that the solutions implemented are still optimal. The cost for this service is solution specific and is comprised of commissions for insurance products (paid by Thrivent) or fees from investment account(s).
2. Investment Management Advice: You need to determine how to take your nest-egg and ensure that it provides you with protection and income that you need now as well as growth for future goals. A fiduciary guided bucketing strategy to retirement income needs and wants is the focus of this investment management relationship. 1- 4 meetings/year depending on your preference. The cost for this service is a flat fee dependent upon assets under management within the investment portfolio (no higher than 1.10%).
3. Comprehensive Financial Planning: You are looking for fiduciary guided advice and planning around employer benefits, budgeting, saving, and investment accounts. Meetings will be on a as-needed basis with a minimum of 2 meetings per year. You will receive a quantitative plan (MoneyGuide Pro planning software) as well as a qualitative written plan each year. Financial and emotional inventory will be updated at each meeting. The cost for this service is straightforward - 1% of gross annual income.
The initial decision may not be clear, so call to schedule your no obligation initial meeting to discuss which relationship platform works best for you and your money.
What We Offer
Mutual Funds
Our fund options offer flexibility and choice to help you manage risk, build a diversified portfolio and pursue lifelong goals.
Financial Guidance
We work with you to create a personalized strategy and support you with ongoing guidance to help you reach your goals, no matter where you're starting from.
Charitable Giving Solutions
Thankful for all you've been given? We can help you give back.
Traditional and Roth IRAs
You can use these tax-advantaged accounts to help you save for retirement — and perhaps fund other needs, such as a home purchase or a child's education.
Investments
Our options help you balance performance and purpose.
Health Insurance
We can help you assess your options, including those available through your employer and government programs.
