![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/b5f49e2ef91a4c62a63cd0c0bad3d1f6.png)
Economic Update with Eric Funk - July 30th @ 10:00am in Rochester, MN - Emerald Financial Group, Financial Advisors | Thrivent
Financial topics seem to make the news every day. Should the headlines you see influence the decisions you make regarding your financial strategy? Find out how to use the latest economic data to help you make informed decisions about your money.
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/ad7832045c8b4d17ac47fa37c6d0bf6d.jpg)
It's time for a summer financial check-in. How are you feeling about your finances? Always here for a quick check-in to talk through any financial concerns you’re experiencing—and to celebrate the wins, too!
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/0371afd496df47c3a5b5295472a1927b.jpg)
"Do everything in love." - 1 Corinthians 16:14
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/f26ea509564f4f40bb462c96756a394b.png)
Summer financial tip coming in hot: Start planning for the holidays now. Tickets are cheaper. You’re more relaxed. And planning by the pool when school’s out is much easier than it will be later this year when you’re slammed with school and work events.
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/fc0f70f2205c451aaa5f0a4c5d0e0da1.png)
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/34805e8098dc452cb8b854b8227b371d.png)
Guaranteed income for the big and little things (that are also pretty big). An annuity and the guaranteed income it can provide may be the right fit for the financial priorities you have. If you want to learn more about how an annuity could fit into your overall financial plan, let’s schedule some time to talk.
Guarantees based on the financial strength and claims paying ability of the product’s issuer. See thrivent.com/social for important disclosures.
#AnnuityAwarenessMonth
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/9dd9ea2fa1d0492184346cb86dab2572.png)
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/d73ef523ef944bb89558002a76398496.png)
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/34805e8098dc452cb8b854b8227b371d.png)
Guaranteed income for the big and little things (that are also pretty big). An annuity and the guaranteed income it can provide may be the right fit for the financial priorities you have. If you want to learn more about how an annuity could fit into your overall financial plan, let’s schedule some time to talk.
Guarantees based on the financial strength and claims paying ability of the product’s issuer. See thrivent.com/social for important disclosures.
#AnnuityAwarenessMonth
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/565871e1284a4387912f9247770a4d89.jpg)
Welcome Krystal Hawkins to Emerald Financial Group!
I joined the Emerald Financial family with a background in Human Resources and Process Development. I landed in the financial industry a few years back by accident and have loved being a part of ever since.
My husband and I live on a hobby farm in Byron with our 4 children, and well an undetermined amount of fur babies. Currently we have chickens, goats, cats and a dog. Our family loves to spend time outside enjoying nature, fishing, boating, and swimming just to name a few. I am so happy to be a part of the Emerald Financial team and look forward to meeting you!
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/c27fd631f44345d49170735a2f695ce2.png)
Join us for an “Estate Preservation for the Next Generation” webinar on Monday, June 3rd at 1:00pm CT or 6:00pm CT or Tuesday, June 4th at 10:00am CT. Learn about strategies around how to better prepare yourself for the “what-ifs” in life from our special guest speaker. No products will be sold. See thrivent.com/social for additional disclosures.
RSVP at bit.ly/estatepres283.
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/3a99cb5bcb6244a7bd68bcfac7ab62d1.png)
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/d602c427476c4e339295d8c7d1b02f8a.png)
Tornadoes across the US have caused widespread devastation to homes, businesses and communities. Let’s send a message that help is on the way by volunteering, donating or helping to rebuild. For every $2 you donate through Thrivent's online giving platform Thrivent will add $1. Thrivent will also pay all the processing fees so 100% will go directly to the cause. Learn how you can amplify your impact, visit https://bit.ly/48cO5W6.
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/ec72b19143f047629074e67586ee1768.png)
Not sure what to do with your tax refund? You could spend on something fun or you could put the money toward a financial goal. Here are some ideas to consider.
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/784464a8bd454d4aa2877d324ab18ffe.png)
It’s not too late to be part of our National Volunteer Week activities. ⭐ Thrivent is partnering with Wine to Water, an organization providing sustainable water solutions to communities around the world. 💧
Order your limited-edition Water Filter Build Kit to help provide safe water for all. Kits available through April 27 or until supplies run out 👉 https://bit.ly/3xNya3O
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/217cd12929984fc4a6253fac54e9b9cd.jpg)
God’s plan: Adam Holtz
In 2011, Colin and Eric took a chance on a guy who had no professional experience in the financial services industry and had just been laid off from selling steel and sheet metal two months before. Of course, that guy was me; I was hired as an office professional. But in 12 years with Emerald Financial Group, I’ve grown into other roles like financial planning analyst, director of investment management, director of financial planning and, currently, director of operations.
I always endeavor to do everything I can for you, our clients. Even if I haven’t met many of you in person, I’ve spoken to most of you on the phone and those of you whom I have met have always shown me why our team does what we do—our clients are really some of the best people out there. You care tremendously about giving back with the blessings you’ve received: sharing with the community, leaving a legacy with your church or favorite charity, and passing on your blessings to the next generation are only a few of the ways you give back.
For the last couple of years, my family and I have felt a sort of calling to give as well. But it’s a giving of a different sort—a giving of ourselves. And so, this newsletter will be the last one that features me as an employee of Emerald Financial Group. I have been accepted to Concordia Theological Seminary in Indiana, where my family will move for the next two years as I study in preparation to enter full-time pastoral ministry. It’s a big change for our family, but we believe that God is calling us into this next stage of our life and we’re excited to see what He has planned for us in the future.
Colin often jokes with us that “everyone’s replaceable” and I am no exception to that. The team is going to be just fine with or without me—and you will continue to be in great hands for years to come.
I have been blessed beyond measure during my time at Emerald Financial Group. In 2011, Kelly and I had no children. Now, we have three. I have worked for the best bosses a person could ask for—Eric and Colin have always encouraged everyone to put family first, take time whenever you need it for family, and been generous in providing those opportunities for us. I will always be grateful for that. I’ve worked with 20 different coworkers during my time here and they all have amazed me with their generosity and care for others. Shauna, Annie, Andy, Shauna, Jake, and Dan will continue to round out the best team out there. I’ll continue to be an Emerald Financial Group client just like you are.
I will miss the interactions with everyone in our office and I’ll miss the southeast Minnesota community, but most of all I will miss you, our clients. Your relationships with our team have made such a difference in the lives of others. Thanks for the memories and God bless!
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/8466c14e49cb47d19b7c4dcd124ffc1a.jpg)
May the miracle of Easter bring you peace and hope.
![](https://hsl-pnw-downloadable-files.s3.amazonaws.com/256/48fb303aa4aa4463a0f92bd2356bade1.png)