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More Than Life Insurance—Comprehensive Financial Guidance in Nazareth We’re grateful for the strong foundation built for this community. Today, Dana Vlasics continues that same client-first care—and with expanded licensure, offers an even broader suite of solutions: IRAs • Mutual Funds • 401(k) Rollovers • Annuities Long-Term Care Planning • Retirement Planning Life Insurance • Investments • Charitable Giving Solutions Banking • Financial Guidance Your financial journey matters. That’s why we start with your needs, dreams, and values—then provide solutions that bring clarity to where you are and confidence in where you’re headed. Prefer to get organized before making changes? We offer fee-based financial planning sessions so you can organize your finances without moving existing products. 📍 Visit us: 18 Mauch Chunk Street, Nazareth, PA 18064 📞 Office: (610) 746-0344 🔗 Learn more: https://www.thrivent.com/social for disclosures. #ThriventNazareth #Generosity #StrongFoundation #ComprehensiveAdvice #Investments #Retirement #FinancialAdvising

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More Than Life Insurance—Comprehensive Financial Guidance in Nazareth We’re grateful for the strong foundation built for this community. Today, Dana Vlasics continues that same client-first care—and with expanded licensure, offers an even broader suite of solutions: IRAs • Mutual Funds • 401(k) Rollovers • Annuities Long-Term Care Planning • Retirement Planning Life Insurance • Investments • Charitable Giving Solutions Banking • Financial Guidance Your financial journey matters. That’s why we start with your needs, dreams, and values—then provide solutions that bring clarity to where you are and confidence in where you’re headed. Prefer to get organized before making changes? We offer fee-based financial planning sessions so you can organize your finances without moving existing products. 📍 Visit us: 18 Mauch Chunk Street, Nazareth, PA 18064 📞 Office: (610) 746-0344 🔗 Learn more: https://www.thrivent.com/social for disclosures. #ThriventNazareth #Generosity #StrongFoundation #ComprehensiveAdvice #Investments #Retirement #FinancialAdvising

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It’s hard to believe the year is already winding down! While shopping, baking and holiday gatherings may be at the top of your to-do list, don’t forget to carve out time for a year-end financial checkup. Taking these 6 steps now can help you minimize your taxes, strengthen your savings and start the new year on solid footing. 👉 If you’d like personalized guidance, let’s connect. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

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It’s hard to believe the year is already winding down! While shopping, baking and holiday gatherings may be at the top of your to-do list, don’t forget to carve out time for a year-end financial checkup. Taking these 6 steps now can help you minimize your taxes, strengthen your savings and start the new year on solid footing. 👉 If you’d like personalized guidance, let’s connect. See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

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Join Us for the 2025 Nazareth Cookie Stroll & Thrivent Open House! Thrivent in Nazareth, PA is proud to sponsor this year’s 2025 Nazareth Cookie Stroll! While you’re enjoying this beloved holiday tradition, stop by our Open House: 18 Mauch Chunk St, Nazareth, PA 18064 Saturday, November 29, 2025 | 10:00 AM – 2:30 PM We’re opening our doors to the community with: • Hot Chocolate & Sweet Treats • A Cozy Office Tour • Friendly Conversations About Thrivent’s Services Celebrate Small Business Saturday with us and make your Cookie Stroll even sweeter! We are very excited to announce that the days of waiting in line for the cookie stroll are over. There will be in-person presales for this year's stroll. Here’s the plan: You will be able to purchase your cookie stroll ticket for the time you wish to begin the stroll. At (or within 15 minutes before/after) your launch time, you must bring your receipt to the information tent at the Nazareth Farmers Market to pick up your passport and begin your stroll. *** The final presale date is Thursday, November 20, 3-7 pm in the Nazareth Center for the Arts, 30 Belvidere Street. *** Tickets are $20 cash and $22 credit/debit. Tickets are non-refundable, but transferable. Please contact: NazDowntownMgr@gmail.com with any questions about tickets & presales. Please click the "Join Us" link below to view cookie presale information and get your tickets for this event. We can’t wait to see you! No products will be sold at this event. Please visit thrivent.com/social for more disclosures.

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Join Us for the 2025 Nazareth Cookie Stroll & Thrivent Open House! Thrivent in Nazareth, PA is proud to sponsor this year’s 2025 Nazareth Cookie Stroll! While you’re enjoying this beloved holiday tradition, stop by our Open House: 18 Mauch Chunk St, Nazareth, PA 18064 Saturday, November 29, 2025 | 10:00 AM – 2:30 PM We’re opening our doors to the community with: • Hot Chocolate & Sweet Treats • A Cozy Office Tour • Friendly Conversations About Thrivent’s Services Celebrate Small Business Saturday with us and make your Cookie Stroll even sweeter! We are very excited to announce that the days of waiting in line for the cookie stroll are over. There will be in-person presales for this year's stroll. Here’s the plan: You will be able to purchase your cookie stroll ticket for the time you wish to begin the stroll. At (or within 15 minutes before/after) your launch time, you must bring your receipt to the information tent at the Nazareth Farmers Market to pick up your passport and begin your stroll. *** The final presale date is Thursday, November 20, 3-7 pm in the Nazareth Center for the Arts, 30 Belvidere Street. *** Tickets are $20 cash and $22 credit/debit. Tickets are non-refundable, but transferable. Please contact: NazDowntownMgr@gmail.com with any questions about tickets & presales. Please click the "Join Us" link below to view cookie presale information and get your tickets for this event. We can’t wait to see you! No products will be sold at this event. Please visit thrivent.com/social for more disclosures.

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S&P Global Ratings Affirms Thrivent’s AA+ (Very Strong) Rating with Stable Outlook

Proud to be part of a financially strong and stable organization committed to serving clients for the long-term! S&P, an independent rating agency, recently affirmed Thrivent’s AA+ (Very Strong) rating along with a stable outlook. Learn more. ⬇️

The rating reflects Thrivent’s strong financial profile and performance MINNEAPOLIS (May 6, 2025) – S&P Global Ratings recently affirmed its AA+ (Very Strong...

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How to offset inflation's impact on your retirement savings

Inflation can sneak up fast, affecting how far your money can go each day. Many people are already feeling the impact of higher prices. Learn how to prepare and take steps to help your money stretch further in retirement. 👇

Worried your retirement investments and accounts won't keep up with inflation? Get tips—including steps on how to hedge your investments—to help offset its...

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🍪 Join Us for the 2025 Nazareth Cookie Stroll & Thrivent Open House! 🍫 Thrivent in Nazareth, PA is proud to sponsor this year’s 2025 Nazareth Cookie Stroll! While you’re enjoying this beloved holiday tradition, stop by our Open House at: 📍 18 Mauch Chunk St, Nazareth, PA 18064 🕙 Saturday, November 29, 2025 | 10:00 AM – 2:30 PM We’re opening our doors to the community with: ✅ Hot Chocolate & Sweet Treats ✅ A Cozy Office Tour ✅ Friendly Conversations About Thrivent’s Services Celebrate Small Business Saturday with us and make your Cookie Stroll even sweeter! 🎟️ Get your tickets here to participate in the Cookie Stroll: https://discover.nazarethpanow.com/2025/11/14/300674/the-great-nazareth-cookie-stroll-presales-2/ We can’t wait to see you! No products will be sold at this event. Please visit thrivent.com/social for more disclosures.

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🍪 Join Us for the 2025 Nazareth Cookie Stroll & Thrivent Open House! 🍫 Thrivent in Nazareth, PA is proud to sponsor this year’s 2025 Nazareth Cookie Stroll! While you’re enjoying this beloved holiday tradition, stop by our Open House at: 📍 18 Mauch Chunk St, Nazareth, PA 18064 🕙 Saturday, November 29, 2025 | 10:00 AM – 2:30 PM We’re opening our doors to the community with: ✅ Hot Chocolate & Sweet Treats ✅ A Cozy Office Tour ✅ Friendly Conversations About Thrivent’s Services Celebrate Small Business Saturday with us and make your Cookie Stroll even sweeter! 🎟️ Get your tickets here to participate in the Cookie Stroll: https://discover.nazarethpanow.com/2025/11/14/300674/the-great-nazareth-cookie-stroll-presales-2/ We can’t wait to see you! No products will be sold at this event. Please visit thrivent.com/social for more disclosures.

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6 year-end financial tasks

The hustle and bustle of the holiday season can distract us from other action items on our checklist. End the year on a strong note by refocusing on your finances. Take a look at these tasks to complete before Dec. 31.

As the year wraps up, take time to review your finances and set yourself up for success in the year ahead. Tackle the tasks before the deadlines hit.

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The cost of cash: Where to invest when interest rates drop

Whether you’re saving for something big, hoping to generate a steady income or seeking flexible access to your cash, there are smart ways to keep your money productive and aligned with your needs—regardless of shifting interest rates. Explore your options below and let’s connect to keep your goals on track in a changing interest rate environment.

Learn how to decide where to keep your cash holdings based on the purpose and timing of your money—especially when interest rates begin to fall.

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🎉 Happy Birthday to Dana Vlasics! 🎉 Today we celebrate our incredible leader here at Thrivent in Nazareth, PA! Dana’s dedication, wisdom, and heart for serving others make a lasting impact on our clients and community every day. Wishing you a joyful year ahead filled with continued blessings, growth, and all the things that bring you happiness. So grateful for you! — Christy Rose & the Thrivent Nazareth Team 💙 Visit thrivent.com/social for more disclosures.

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🎉 Happy Birthday to Dana Vlasics! 🎉 Today we celebrate our incredible leader here at Thrivent in Nazareth, PA! Dana’s dedication, wisdom, and heart for serving others make a lasting impact on our clients and community every day. Wishing you a joyful year ahead filled with continued blessings, growth, and all the things that bring you happiness. So grateful for you! — Christy Rose & the Thrivent Nazareth Team 💙 Visit thrivent.com/social for more disclosures.

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Sequence of returns risk: What it means for your retirement

The market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇

As you set out on your retirement journey, you want to make the most of your money and stay on the road to financial stability. That's why, if you have...

Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.

Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

Thrivent is the marketing name for Thrivent Financial for Lutherans. Insurance products issued by Thrivent. Not available in all states. Securities and investment advisory services offered through Thrivent Investment Management Inc., a registered investment adviser, member FINRA and SIPC, and a subsidiary of Thrivent. Licensed agent/producer of Thrivent. Registered representative of Thrivent Investment Management, Inc. thrivent.com/privacy-and-security/disclosures.

Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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