Insights

Insight image
The right financial product is the one that aligns with where you’re at in life. An annuity can provide stable, predictable income. Resonate with where you’re at and what your needs are? Let’s talk about how an annuity can fit into your overall financial plan.Guarantees based on the financial strength and claims paying ability of the product’s issuer. See thrivent.com/social for important disclosures.
Insight image
Annuities may help you take care of your family after you retire, by supporting your needs in a flexible way. Learn more: https://bit.ly/4jpD7Ss
Insight image
“Rejoice in hope, be patient in tribulation, be constant in prayer.” - Romans 12:12
Insight image
Grief changes everything, and the to-do list doesn’t stop.Empathy, a Thrivent member benefit, pairs you with a dedicated Care Manager to help navigate the practical and emotional realities of loss:✅ Funeral planning✅ Estate & account support✅ Grief resourcesMembers can also share this support with loved ones, extending care when it matters most. You don’t have to carry this alone. 💛Learn more: thrivent.com/empathy
Insight image
Interest rates are shifting. Understanding the purpose and timeline of your cash can help you decide whether and how to invest it for optimal returns. Ask yourself two questions. ⬇️See thrivent.com/social for important disclosures.
The cost of cash: Where to invest when interest rates shift
The cost of cash: Where to invest when interest rates shiftWhether you’re saving for something big, looking to generate a steady income, or seeking flexible access to your cash, there are smart ways to keep your money productive and there for you when you need it—regardless of shifting interest rates.Explore your options below and let’s connect to keep your goals on track as interest rates change.
Insight image
👉 Tip: Don’t forget to check your FSA or HSA by year-end.✅ FSA: Most dollars don’t roll over, so now’s the time to use those funds by stocking up on eligible supplies or booking any last-minute appointments.✅ HSA: Confirm you’ve taken advantage of your HSA.Reach out if you’d like guidance on other year-end financial strategies.See thrivent.com/social for important disclosures.
2025 Membership Calendar
2025 Membership CalendarOrder Thrivent’s 2026 Calendar: "Moments of Grace" Experience a year of inspiration with Thrivent’s 2026 calendar, featuring the theme “Moments of Grace.” This collection showcases original artwork that reflects the quiet, powerful beauty found in everyday life—reminders of faith, love, and gratitude. From peaceful reflections to simple acts of kindness, each month invites you to pause and recognize the grace woven into your daily journey. Order your copy today at thrivent.com/calendar and bring these meaningful moments into your home all year long.. . . Membership benefits, programs, and activities are not guaranteed contractual benefits. You should never purchase or retain any insurance or annuity products simply to be able to participate. Participation is subject to applicable Terms and Conditions. For additional disclosures, see thrivent.com/social.
Insight image
It’s hard to believe the year is already winding down! While shopping, baking and holiday gatherings may be at the top of your to-do list, don’t forget to carve out time for a year-end financial checkup.Taking these 6 steps now can help you minimize your taxes, strengthen your savings and start the new year on solid footing.👉 If you’d like personalized guidance, let’s connect.See thrivent.com/social for important disclosures. Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
6 year-end financial tasks
6 year-end financial tasksThe hustle and bustle of the holiday season can distract us from other action items on our checklist. End the year on a strong note by refocusing on your finances. Take a look at these tasks to complete before Dec. 31.
November 2025 Market Update: Less data, lower rates, strong stocks
November 2025 Market Update: Less data, lower rates, strong stocksOctober closed strong, and November is shaping up to be pivotal. AI-driven sectors continue to lead, while Fed rate cuts signal cautious optimism. Want to know what this means for portfolios? Dive into Thrivent's November Market Update for actionable insights.
Insight image
"Give thanks to the Lord, for he is good; his love endures forever." - Psalm 118:1
2026 Social Security COLA increase: What future retirees should know
2026 Social Security COLA increase: What future retirees should knowYou may have heard that the Social Security Administration has announced a 2.8% cost of living adjustment (COLA) for 2026. Here’s a little more on what that means.
Sequence of returns risk: What it means for your retirement
Sequence of returns risk: What it means for your retirementThe market can shift at any time, and big drops early in retirement could affect your savings. The right approach can help keep your savings resilient. Check out this article, then reach out to talk through ways to help protect your savings.👇
Insight image
There are both positives and negatives to the current economic data, leading Thrivent Chief Financial & Investment Officer David Royal to give the current U.S. economy a mixed review: https://bit.ly/4nPQ8Yk
Insight image
Hear Thrivent investment leaders predict how the remainder of 2025 will play out as markets continue to navigate uncertainty. They discuss important economic factors, including the employment picture, Fed rate cuts, the influence of AI, signs of life in the housing market, a “grumpy” yet resilient consumer and more. Watch the conversation: https://bit.ly/3Jemn4t
Help your money last in retirement
Help your money last in retirementA long life is a gift—let’s help make sure your finances can keep up. Start by building financial resilience against inflation, market swings, and rising health and care costs.
Insight image
Taxes can quietly shrink your retirement savings. Even small changes in what you pay can make a big difference. Reach out to discuss ways to keep more of what you’ve earned.See thrivent.com/social for important disclosures.
How to offset inflation's impact on your retirement savings
How to offset inflation's impact on your retirement savingsInflation can sneak up fast, affecting how far your money can go each day. Many people are already feeling the impact of higher prices. Learn how to prepare and take steps to help your money stretch further in retirement. 👇
Charitable giving & financial planning: Strategies to maximize impact
Charitable giving & financial planning: Strategies to maximize impactIf giving is important to you, consider a strategy that maximizes your charitable impact.