News and Insights
Your life is unique—your financial plan should be too.
We take the time to understand your goals, values, and vision for the future so we can build a personalized strategy that grows and adapts with you. Because planning isn’t just about today—it’s about where you’re headed.
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#PersonalizedPlanning #FinancialFreedom #WealthStrategy #FutureFocused #FinancialAdvisor #PurposeDriven #Thrivent
At Capstone Financial Group, we believe financial planning is about more than numbers—it’s about helping you live your best life. From retirement to protecting your family and building a legacy, we’re here to walk alongside you every step of the way.
Let’s create a plan that reflects what matters most to you.
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#FinancialPlanning #LiveYourBestLife #RetirementPlanning #LegacyPlanning #FinancialConfidence #Thrivent #CapstoneFinancialGroup
The years leading up to—and just after—retirement are some of the most important in your financial journey.
Our team specializes in guiding clients through the “retirement red zone,” helping you make confident decisions around income, taxes, and long-term security so you can step into retirement with clarity and confidence.
Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice.
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#RetirementReady #RetirementPlanning #IncomePlanning #TaxStrategy #ConfidenceInRetirement #Thrivent
Capstone Financial Group was founded on friendship, collaboration, and a shared passion for serving others.
With decades of combined experience, our team is committed to building meaningful relationships and helping clients navigate life’s financial decisions with clarity and purpose.
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#TeamDriven #ClientFocused #FinancialGuidance #PurposeDrivenPlanning #CommunityImpact #Thrivent
Taxes can diminish investment returns if not considered in planning. A tax-efficient portfolio focuses on asset location, income generation, and timing of gains to maximize returns.
Effective tax planning aims to manage taxes deliberately within your financial strategy, rather than avoiding them.
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Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional
Our advisors are experienced professionals dedicated to building lifelong relationships with the clients we serve. Knowledge and expertise matter—but so does genuine care.
When you work with us, you’re not just working with one advisor. You have an entire team of financial professionals collaborating to create a strategy centered around what matters most to you and your goals.
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#FinancialPlanning #TeamApproach #ClientFocused #FinancialConfidence #WealthStrategy #PlanWithPurpose
Retirement planning isn’t just about saving — it’s about using your money wisely.
Thoughtful, tax-efficient strategies can help you spend more time with family, continue growing, travel, and contribute in meaningful ways.
When your plan reflects both your goals and your values, every financial decision becomes more powerful.
https://connect.thrivent.com/capstone-financial-group
Neither Thrivent Financial nor its affiliates or representatives provide legal or tax advice. You should consult with your attorney or tax advisor for specific advice.
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#TaxSmart #RetirementReady #FinancialPlanning #WealthWithPurpose #PlanWithIntention #InvestWithPurpose #LifeByDesign #FutureYou #MoneyWithMeaning
Our team truly loves getting involved in the community! It’s always a great feeling to step outside the game, connect with others, and give back whenever we can. 💙
#CommunityMatters #TeamworkOffTheCourt #GivingBack #StrongerTogether #TeamPride #ServeTheCommunity
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It’s incredible what a passionate team of volunteers can achieve when equipped with the necessary tools and resources. With Thrivent Action Teams, you have the opportunity to create a significant difference in your community.
https://bit.ly/3VaPQiF
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WOW… what a year of impact! 🎉💙
Thanks to our amazing members, Action Teams made a huge difference in our communities in 2025. From service projects to special events and meaningful causes, your time, heart, and involvement helped turn ideas into action and needs into support.
We are so grateful for the way you show up, serve others, and care about your communities. This is what it looks like when people come together to do good — and we couldn’t do it without you!
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#ThankYouMembers #CommunityImpact #ActionTeams #MembersMakingADifference #Grateful #DoGoodTogether #StrongerCommunities #HeartOfTheCommunity
One of the most powerful tools in retirement planning? Compound interest. Even modest, regular contributions can grow significantly over time — especially when left uninterrupted. The earlier and more consistently you save, the more time your money has to work for you. That’s financial confidence in action. 🌱
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#CompoundInterest #SaveEarlySaveOften #RetirementSavings #FinancialGrowth #InvestWisely #FutureFocused #WealthBuilding #ThriventInsights
Giving back is part of who we are! 🏡💙
Habitat for Humanity helps families around the world build and improve safe, affordable homes — and the Capstone team has proudly partnered with them since 2005!
Special shoutout to Jesse Kvitek from our New Richmond, Wisconsin office, who has rolled up his sleeves for many builds over the years — including three local builds in 2022 alone. Now that’s putting heart (and hard work) into the community!
We’re honored to help build more than homes… we’re helping build stronger communities.
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#HabitatForHumanity #BuildingHope #CommunityStrong #GivingBack #TeamCapstone #NewRichmondWI #VolunteerPride #HomesWithHeart
Everything we do starts with one goal — helping you live your best life. That means creating thoughtful, personalized strategies that support your dreams, protect what you’ve built, and keep what matters most at the center of every decision. Your future deserves intention, clarity, and care.
https://connect.thrivent.com/capstone-financial-group
For more information visit Thrivent.com/social.
#LiveYourBestLife #PurposeDrivenPlanning #FinancialConfidence #LifeWithIntention #PersonalizedPlanning #FutureFocused #WealthWithPurpose
Your financial plan should be as personal as your story. 💬
We focus on creating strategies built around you — your goals, your values, and what truly matters most. Because success isn’t just about the numbers… it’s about living a life that feels right to you.
https://connect.thrivent.com/capstone-financial-group
For more information visit Thrivent.com/social.
#PersonalizedPlanning #ValuesBasedPlanning #FinancialConfidence #YourGoalsYourWay #WealthWithPurpose #FinancialWellbeing #PlanWithPurpose
Money is more than numbers. It’s the life you’re building.
Every small step you take today adds up to something meaningful tomorrow. Whether you’re saving, paying down debt, investing, or simply learning more—you’re moving forward, and that matters.
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#ProgressNotPerfection #FinancialConfidence #MoneyWithPurpose #FinancialWellbeing
Time to connect with our team!
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Talking about money with your partner isn’t always easy—but it’s one of the most important conversations you can have. Open communication helps you understand each other’s priorities, decide whether joint or separate accounts make sense, and work toward shared financial goals together.
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If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited #MoneyAndRelationships #FinancialCommunication #CouplesFinance #SharedGoals #FinancialPlanning #HealthyMoney
Such a great habit!
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Touchdown for a great cause! 🏈🐾
Ben hosted his annual Action Team Super Bowl fundraiser to raise money and collect much-needed items for the rescue Ben adopted their dog from — JR’s Pups n Stuff.
It took a little food bribery 🍪 to get her to sit still for the photo… but totally worth it. 😂📸
#ActionTeam #SuperBowlForACause #RescueDogLove #JRsPupsNStuff #GivingBack #CommunitySupport #AdoptDontShop #PuppyPower
See thrivent.com/social for additional disclosures. No products will be sold. JR’s Pups n Stuff is not affiliated or endorsed by Thrivent.
One of Phil’s favorite conversations with clients is about income tax efficiency and retirement income distribution planning. It’s not just about how much you’ve saved—it’s about how you take income in a way that supports your lifestyle while being mindful of taxes.
When these two pieces work together, they can bring greater clarity, confidence, and long-term sustainability in retirement. For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. #MeetOurTeam #RetirementIncome #TaxEfficientPlanning #IncomeDistribution #FinancialPlanning #SmartRetirement #AdvisorInsights