News and Insights
🔄 By converting funds from a traditional IRA to a Roth IRA, you’ll pay taxes now—but once you're 59½ and have held the account for at least 5 years, your withdrawals are completely tax- and penalty-free. 💸
✅ If your modified adjusted gross income (MAGI) is under: • $150,000 (single filer) • $236,000 (married filing jointly) …you could take advantage of this opportunity to grow your savings tax-free for life.
🧮 Unsure if it's the right move? Thrivent’s proprietary What-if Tax tool can help assess your options.
📅 Just don’t wait—conversions must be completed by Dec. 31 and can't be backdated.
#RetirementPlanning #RothIRA #FinancialGoals
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
💬 Ask yourself:
• Do I know my “retirement number”?
• Do I have multiple income streams?
• Have I stress-tested my plan for market downturns?
The sooner you start, the more options you’ll have later.
For disclosure information, see thrivent.com/social.
In 2025, you can contribute up to $23,500 — plus catch-up contributions if you’re 50+ or 60–63.
🎯 Pro tip: Try to at least meet your employer’s match.
📆 Remember: Contributions must be deducted from your paycheck by Dec. 31.
Let’s talk strategy — and make every dollar count.
#RetirementPlanning #401kMatch #SmartInvesting #YearEndTips #FinancialGoals
For more information visit Thrivent.com/social. While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney. State tax rules may differ from federal rules governing the tax treatment of Roth IRAs and there may be conflicts between federal and state tax treatment of IRA conversions. Consult your tax professional for your state's tax rules. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
From mutual funds to annuities, there are a variety of solutions available to fit your goals and budget.
📱866-561-2331
For more information, see Annuities (thrivent.com). Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.
At Capstone Financial Group, our mission is simple:
💡 To help you live your best life.
#LiveYourBestLife #FinancialPlanning #CapstoneFinancialGroup #PlanWithPurpose
For disclosure information, see thrivent.com/social.
Because real advice starts with real conversations.
🔗 Book your intro call today—it’s the first step toward a plan you can believe in.
#GuidedByValues #FaithDrivenFinance #FinancialAdvisor
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
➡️ Small, consistent contributions today can grow into something remarkable tomorrow.
#CompoundInterest #StartEarly #FinancialGrowth #MoneyTips
For disclosure information, see thrivent.com/social.
Talking about money can be intimidating, but it's one of the most important conversations you can have with your partner. Whether you're newlyweds or have been together for decades, every stage of a relationship presents new opportunities and challenges.
For disclosure information, see thrivent.com/social.
#MoneyTalks #FinancialGoals #RelationshipGoals
Life can bring uncertainty—especially about money. Many feel overwhelmed and unsure where to start.
No matter where you’re starting from, you can move forward with confidence. Let's connect.
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Connect with our team to learn about your options.
📱866-561-2331
For disclosure information, see thrivent.com/social. While diversification can help reduce market risk, it does not eliminate it. Diversification does not assure a profit or protect against loss in a declining market.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
The ratings are based on Thrivent’s financial strength and claims-paying ability. They do not apply to investment product performance. The ratings also refer only to the overall financial status of the company and is not a recommendation of the specific policy provisions, rates or practices of the insurance company.
You already know your #retirement should be a priority. But will you have enough income to last in retirement? We can help.
📱866-561-2331
For disclosure information, see thrivent.com/social.
While Thrivent does not provide specific legal or tax advice, we can partner with you and your tax professional or attorney.
Planning ahead can preserve dignity and reduce stress. 💙
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Plan today to make tomorrow meaningful.
For disclosure information, see thrivent.com/social.
You don’t have to go it alone.
Our dependable team works alongside you—educating, planning, and adapting as your goals evolve.
#FinancialPartner #CapstoneTeam #PlanWithConfidence
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
At Capstone, we help you prepare for the unexpected while working toward the life and legacy you envision.
➡️ Retirement
➡️ Family protection
➡️ Giving back to your community
It’s all part of living your best life—with a plan.
#FamilyFirst #LegacyPlanning #PlanForTomorrow #CapstoneMission
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
📅 Life changes. So can your goals.
🤝 We’re here for the long haul.
🎯 Personalized guidance for today and tomorrow.
👉 Let’s talk. No pressure, no obligation—just a genuine conversation about what matters most to you.
#FinancialPlanning #ValuesBasedAdvice
For disclosure information, see thrivent.com/social.
If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
Contact our team and learn what the new tax law could mean for you!
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
👉 Ready to walk in financial wisdom? Contact us to start the conversation.
📱866-561-2331
#FaithAndFinance #WiseWithMoney #KingdomImpact
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
Due to the OBBBA, individual tax rates remain at:
10% • 12% • 22% • 24% • 32% • 35% • 37%
For disclosure information, see thrivent.com/social.
Thrivent and its financial advisors and professionals do not provide legal, accounting, or tax advice. Consult your attorney or tax professional. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited.
#TaxPlanning #OBBBA
Whether you’re early in your career or looking to retire soon, we're here to walk with you every step of the way.
📞 Let’s build a plan rooted in your values and vision.
(866) 561-2331
For more information visit Thrivent.com/social. If requested, a licensed insurance agent/producer may contact you and financial solutions, including insurance, may be solicited
#FaithBasedFinance #FinancialWellness #Thrivent