Financial Advisor
.Tax Efficient Planning
Young Families
Retirement Planning
Business Owners
- Bachelors of Economics, Coastal Carolina
- Series 7 - General Securities Representative
- Series 66 - Investment Adviser Representative
- Securities Industry Essentials
- Illinois
- North Carolina
- Ohio
- South Carolina
Insights
Thrivent Social Media Privacy Policy, Guidelines, Disclosures & DisclaimersMany investors spend years optimizing their investment allocation while giving little thought to their contribution allocation.
A decision between Roth and Traditional contributions gets made once and stays untouched for years.
Meanwhile:
Income changes.
Tax brackets change.
Career trajectories change.
Retirement goals change.
A Roth contribution election that made sense five years ago may not be the best fit today.
The Traditional election that made sense at age 55 may not have been the best choice at age 35.
Reviewing contribution strategy deserves attention alongside reviewing investments.
#401k #RetirementPlanning #RetirementSavings
Disclosures: thrivent.com/social
Thrivent Social Media Privacy Policy, Guidelines, Disclosures & DisclaimersA Roth contribution and a Traditional contribution can feel very different during your working years.
Traditional contributions often create an immediate benefit through a lower tax bill.
Roth contributions usually require giving up that tax benefit today.
That's why a Roth account can sometimes feel more expensive while you're building wealth.
The tradeoff is that future qualified withdrawals can be completely tax-free.
Neither approach works best in every situation.
The value comes from matching the strategy to the tax situation.
#RetirementPlanning #FinancialPlanning #RothIRA
Disclosures: thrivent.com/social
Thrivent Social Media Privacy Policy, Guidelines, Disclosures & DisclaimersOne of the biggest advantages of Roth contributions has nothing to do with investment performance.
The investments can be identical.
The difference is where the tax bill shows up.
Traditional contributions typically reduce taxable income today and create taxable withdrawals later.
Roth contributions require paying taxes today, but qualified withdrawals are tax-free.
When people compare Roth and Traditional accounts, they're really making a decision about when they want to pay taxes.
That single decision can affect retirement income for decades.
#RetirementPlanning #Roth401k #401k
Disclosures: thrivent.com/social
Join us at an upcoming event
We’d love to have the opportunity to meet you. We host financial workshops, volunteer opportunities and Thrivent market updates.
Checkout our upcoming Thrivent member events.
May 27, 2026, 3:00 PM UTC - Dec 31, 2026, 4:00 PM UTCIn your community
Money Canvas; Discover your Financial Confidence
May 27, 2026, 3:00 PM UTC - Dec 31, 2026, 4:00 PM UTCGuided online program
Office location
Charlotte Location
4915 Stowe Derby Drive
Charlotte, NC 28278
Phone980-307-2256HoursCharlotte, NC 28278
M – F: 9 a.m. – 5 p.m.
Licensing is available through your State Insurance Department’s website, which can be located through the National Association of Insurance Commissioners website.
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations
Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.
Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.
Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.
Designations
For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations