As a prior elementary educator (teacher and administrator) I see my responsibility as a financial representative is not dissimilar to my previous career. I listen, I reiterate your concerns, & we discuss together what ideas and concepts best meet YOUR needs. There is no dumb question & there is no "one size fits all". I recently became engaged to Robert who has been my strength for the past 4.5 years, & we are planning a Spring 2019 wedding. While I have no children, & he has 24 year-old twins from his previous marriage, we love our Sammy, a terrier mix, who we lovingly refer to as a "duman" as his characteristics often mimic that of a human & only sometimes that of a dog. We both are involved in our local Kiwanis Club, & I will be serving as the Club's President beginning in October. I am also a Board Member on the BumbleBee Foundation, a local foundation that supports families being effected by pediatric cancer. In our spare time we enjoy Disneyland, baseball games, & road trips.