I spent the first five years of my career in accounting, which gave me a working fluency in financial statements and tax, and a habit of reading the full picture before drawing conclusions.

Born and raised in New York, I understand the fast-paced nature, the cost of living, and the particular pressure to build a career and a life at the same time. Personal goals and long-term plans tend to get lost in the shuffle. It doesn't have to be that way.

A financial plan is not one size fits all. Everyone deserves customized advice in accordance with their short- and long-term goals. My accounting background shapes how I work: I'd rather understand where you stand before suggesting anything. You don't have to figure this out alone. Let's connect and build a plan that fits you.

I work with people who've done well enough that things have gotten complicated:

• Old 401(k)s scattered across former employers
• Equity compensation they're not sure how to handle
• A family that depends on their income, and no real plan for what happens if that income stops
• Retirement close enough that the question is no longer how much to save, but how to turn what they've saved into income
• A portfolio built one decision at a time, with no strategy connecting the pieces

We start by understanding your circumstances and what you're actually trying to fund, and by when. From there I build and present a strategy, we implement it together, and we revisit it as your life changes.

Investment Planning - Coordinating scattered 401(k)s, IRAs, and taxable accounts into one strategy rather than a collection of unrelated accounts. Risk tolerance and time horizon analysis, and asset location — deciding which holdings belong in which account type.

Tax Efficiency - Asset placement across taxable, tax-deferred, and Roth accounts. Tax-loss harvesting, realized gain management, and Roth conversion timing.

Retirement Planning - Turning an accumulated balance into income: withdrawal sequencing, bracket management, Social Security timing, and how portfolio liquidation interacts with your tax picture.

Education Planning - Cost projections, funding strategies, and coordinating education savings with retirement goals rather than against them.

Protection Planning - Cash flow and debt strategy, emergency reserves, and appropriate life and disability coverage — the groundwork that determines whether the rest of the plan holds under pressure.

Equity Compensation - RSUs, stock options, and ESPPs — vesting and exercise timing, managing concentration risk as shares accumulate, and coordinating sale decisions with your broader tax picture.

Estate & Charitable Planning - Beneficiary designation review, wealth transfer coordination with your attorney and tax professional, and structuring charitable giving.

Thrivent and its financial advisors do not provide legal, accounting, or tax advice. Consult your attorney or tax professional.