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Insights

I've got valuable information and resources to share. Explore away! And check back often.

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What is a deferred annuity & how does it work?

Curious if a deferred annuity might be a fit in your retirement strategy? Here are some of its possible benefits: 👉 Income in retirement 👉 Risk-based options 👉 Tax-deferred growth 👉 Optional rider benefits For more information on deferred annuities, take a look at this article. Let’s connect if you want to discuss how an annuity could help you reach your retirement goals.

A deferred annuity is commonly used to generate a steady stream of income in retirement. Funded by a large, one-time payment or in smaller amounts over months...

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Emergency Funds: Your “I Don’t Panic” Money Life happens. You lose a job, get a flat tire, or your dog eats something expensive. That’s why an emergency fund is the most boring—but most important—money move you can make. Start with $1,000. Then build toward 3–6 months of expenses. --> This is the buffer between “I’m stressed” and “I’m prepared.” I’m Aaron—a financial advisor focused on helping young families, professionals and veterans build confident, purpose-driven financial plans. Why? Because getting money matters in order may positively impact other areas of your life, too. Follow for practical advice, real-life strategies, and no-nonsense support. See thrivent.com/social for important disclosures.

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Emergency Funds: Your “I Don’t Panic” Money Life happens. You lose a job, get a flat tire, or your dog eats something expensive. That’s why an emergency fund is the most boring—but most important—money move you can make. Start with $1,000. Then build toward 3–6 months of expenses. --> This is the buffer between “I’m stressed” and “I’m prepared.” I’m Aaron—a financial advisor focused on helping young families, professionals and veterans build confident, purpose-driven financial plans. Why? Because getting money matters in order may positively impact other areas of your life, too. Follow for practical advice, real-life strategies, and no-nonsense support. See thrivent.com/social for important disclosures.

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Your First Budget (That Actually Works) Most people build a budget like it’s a New Year’s resolution — full of good intentions and zero follow-through. Here’s a real system that works: 50% needs, 30% wants, 20% savings. Don’t overthink it. Track where your money actually goes for 30 days. You’ll instantly see what needs tightening up. --> This is how you stop winging it and start gaining control. I’m Aaron—a financial advisor focused on helping young families, professionals and veterans build confident, purpose-driven financial plans. Why? Because getting money matters in order may positively impact other areas of your life, too. Follow for practical advice, real-life strategies, and no-nonsense support. See thrivent.com/social for important disclosures.

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Your First Budget (That Actually Works) Most people build a budget like it’s a New Year’s resolution — full of good intentions and zero follow-through. Here’s a real system that works: 50% needs, 30% wants, 20% savings. Don’t overthink it. Track where your money actually goes for 30 days. You’ll instantly see what needs tightening up. --> This is how you stop winging it and start gaining control. I’m Aaron—a financial advisor focused on helping young families, professionals and veterans build confident, purpose-driven financial plans. Why? Because getting money matters in order may positively impact other areas of your life, too. Follow for practical advice, real-life strategies, and no-nonsense support. See thrivent.com/social for important disclosures.

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June 2025 Market Update: Confidence rebounds

The mixed economic data of May highlighted our economy is still slowing. Read Thrivent Asset Management's thoughts on how our outlook has changed in the June market update.

Markets showed signs of optimism in May following pauses in planned tariffs.

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Let’s be real — figuring out your finances feels like guessing half the time. You make decent money. You’re smart. But no one ever actually showed you how to build wealth, protect it, or make it work for you long-term. That’s where I come in. I work with driven people who want more than just TikTok advice and YouTube noise. You want clarity. A plan. Someone who’s not here to sell — but actually help. 🎯 Book a free session here → https://tinyurl.com/AaronNavratil No pressure. No sales pitch. Just strategy, straight talk, and next steps that make sense for you. See thrivent.com/social for important disclosures.

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Let’s be real — figuring out your finances feels like guessing half the time. You make decent money. You’re smart. But no one ever actually showed you how to build wealth, protect it, or make it work for you long-term. That’s where I come in. I work with driven people who want more than just TikTok advice and YouTube noise. You want clarity. A plan. Someone who’s not here to sell — but actually help. 🎯 Book a free session here → https://tinyurl.com/AaronNavratil No pressure. No sales pitch. Just strategy, straight talk, and next steps that make sense for you. See thrivent.com/social for important disclosures.

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Father’s Day hit a little different this year. Lost my dad last year—it’s still tough. He used to love nothing more than firing up his 4x4 Can-Am and just disappearing into the desert for a bit. No destination. Just open space and quiet. Yesterday, I took my son out on his UTV for the first time. He had an absolute blast. And yeah, I think my dad would’ve loved that. Just trying to carry a little piece of him forward.

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Father’s Day hit a little different this year. Lost my dad last year—it’s still tough. He used to love nothing more than firing up his 4x4 Can-Am and just disappearing into the desert for a bit. No destination. Just open space and quiet. Yesterday, I took my son out on his UTV for the first time. He had an absolute blast. And yeah, I think my dad would’ve loved that. Just trying to carry a little piece of him forward.

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Thrivent is partnering with a company called Empathy to offer a new grief resource. Empathy offers the tools and resources to support families through the difficult experience of losing a loved one. Empathy can be accessed via app, online and over the phone. Care Managers provide personalized guidance and custom care plans for helping manage both the emotional and practical aspects of loss. Learn more about this new membership benefit: https://bit.ly/43H43Zn

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Thrivent is partnering with a company called Empathy to offer a new grief resource. Empathy offers the tools and resources to support families through the difficult experience of losing a loved one. Empathy can be accessed via app, online and over the phone. Care Managers provide personalized guidance and custom care plans for helping manage both the emotional and practical aspects of loss. Learn more about this new membership benefit: https://bit.ly/43H43Zn

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Happy to share Thrivent has been named to the Fortune 500 list in 2025 for the 31st consecutive year! Honored to be part of an organization with a legacy of financial strength and stability, guided by purpose and good stewardship.

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Happy to share Thrivent has been named to the Fortune 500 list in 2025 for the 31st consecutive year! Honored to be part of an organization with a legacy of financial strength and stability, guided by purpose and good stewardship.

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3 Steps to Crush Student Loans Without Losing Your Sanity Student loans don’t have to run your life. Here’s how you fight back: 1. List every loan, interest rate, and minimum 2. Pay the minimum on all, then throw extra at the highest-interest one (or the smallest balance for quick wins) 3. Auto-pay everything so it runs without mental bandwidth --> Don't overthink it. Create a system that gets you out faster. I’m Aaron—a financial advisor focused on helping young families, professionals and veterans build confident, purpose-driven financial plans. Why? Because when your money’s in order, everything else gets better too. Follow for practical advice, real-life strategies, and no-BS support. See thrivent.com/social for important disclosures.

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3 Steps to Crush Student Loans Without Losing Your Sanity Student loans don’t have to run your life. Here’s how you fight back: 1. List every loan, interest rate, and minimum 2. Pay the minimum on all, then throw extra at the highest-interest one (or the smallest balance for quick wins) 3. Auto-pay everything so it runs without mental bandwidth --> Don't overthink it. Create a system that gets you out faster. I’m Aaron—a financial advisor focused on helping young families, professionals and veterans build confident, purpose-driven financial plans. Why? Because when your money’s in order, everything else gets better too. Follow for practical advice, real-life strategies, and no-BS support. See thrivent.com/social for important disclosures.

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What if I told you that making more money isn't the key to wealth? If you spend your money like you just won the lottery every time your paycheck goes up, you're doing it like everyone else -- wrong. That’s Parkinson’s Law: expenses rise to match income. It’s the silent killer of wealth. Get a raise? You upgrade your car, your clothes, your vacations… but the bank account (and your future) stays the same. It’s not a math problem. It’s a behavior problem. If you’re ready to break that cycle and actually do something with your money that future-you won’t roll your eyes at… hit me up! See thrivent.com/social for important disclosures.

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What if I told you that making more money isn't the key to wealth? If you spend your money like you just won the lottery every time your paycheck goes up, you're doing it like everyone else -- wrong. That’s Parkinson’s Law: expenses rise to match income. It’s the silent killer of wealth. Get a raise? You upgrade your car, your clothes, your vacations… but the bank account (and your future) stays the same. It’s not a math problem. It’s a behavior problem. If you’re ready to break that cycle and actually do something with your money that future-you won’t roll your eyes at… hit me up! See thrivent.com/social for important disclosures.

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Thrivent and its financial advisors and professionals do not provide legal, accounting or tax advice. Consult your attorney or tax professional.

Thrivent financial advisors and professionals have general knowledge of the Social Security tenets. For complete details on your situation, contact the Social Security Administration.

Thrivent provides advice and guidance through its Financial Planning Framework that generally includes a review and analysis of a client’s financial situation. A client may choose to further their planning engagement with Thrivent through its Dedicated Planning Services (an investment advisory service) that results in written recommendations for a fee.

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Insurance products, securities and investment advisory services are provided by appropriately appointed and licensed financial advisors and professionals. Only individuals who are financial advisors are credentialed to provide investment advisory services. Visit Thrivent.com or FINRA’s Broker Check for more information about our financial advisors.

Designations

For additional information on professional designations and the requirements to earn them, visit https://www.thrivent.com/designations

Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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